Okay, it has been awhile since I posted. Just got busy practicing law, boating, RVing and other stuff. But the cottage did not really survive the 2011 flood, at least in our opinion. FEMA says it can be repaired. The water came up into the living area and then the main center support beam cracked and caved in. We did have flood insurance, and it is expensive. So we filed a claim. FEMA subcontracts out the adjustments to specialists and then has very complicated formulas for reimbursement. FEMA does not consider anything totalled unless it was under water from the tip of the top of the chimney on down. So we got $15,000 on our claim.
Along the way, all the other occupants of our big house on the hill moved out, so it is really too big for just two of us. Along with three acres of land to take care of, and I just turned 60 years old.
So we have been working with Aspen Homes in Bettendorf to come up with a new house on the river, after tearing down the cottage. It will be a retirement home. We have firmed up the plans and are currently running it through the city of Leclaire for approval. As required by flood plain rules, it will be elevated five feet. After the city approval, we will need to run it through the Army Corps of Engineers in Rock Island.
More updates and pictures later.
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